Klarna
Klarna allows you to pay in full up to 30 days later, or split the cost into 3 interest-free monthly instalments.*
- Step 1
Add products to your cart and select “Klarna” when you check out. - Step 2
Enter a few personal details and you’ll know instantly if you’re approved. - Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.
* Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA.
So many ways to pay on your terms
Easily select the plan that works for you and pay on your terms over time.
- Step 1 - Create a Partial.ly Account
You can create an account prior to shopping, when you select a payment plan, or after a merchant sends you a payment plan. - Step 2 - Select a way to pay
Choose the payment plan that works for you. Some merchants may provide multiple options so you can customize the terms of your plan. - Step 3 - Read and accept contract
After selecting your payment plan options, the merchant will email you a payment plan for review and acceptance. - Step 4 - Start paying on your terms
Once the payment plan is accepted, you can begin making payments for your products or services.
No hidden fees. No credit checks.
Tired of having to choose between paying all at once or racking up huge interest charges on credit purchases? Just look for the Partial.ly button on your favorite merchant’s online store.
Payment terms that work for you
Making payments through Partial.ly is simple and secure. Once your payment schedule is set up, you can pay each installment by credit card, debit card, or bank account until you’ve paid your balance in full.
Applying for finance couldn’t be easier – Our 0% finance up to 36 months option is integrated into our website calculator, giving you the ability to apply online and spread the cost of your order with a payment option that is comfortable for you. You can also spread the cost further with our 48 and 60 months repayment options at 14.9% APR.
PaybyFinance is our primary finance provider and is integrated into our website, look out for the PaybyFinance logo on product pages and the View Options button. You can easily switch between different finance options, including your deposit amount (which can be zero if you like). PaybyFinance is offered as a payment choice during checkout.
| Interest | Deposit | Payment Terms |
|---|---|---|
| 0% APR | No deposit | Terms up to 36 months |
| 14.9% APR | No deposit | Terms 48 and 60 months |
- Select pay with finance
Add the products that you wish to purchase to your shopping basket and proceed to checkout. Here you will see the finance option as a method of payment. - Online application
Select the repayment option that is suitable for you and complete a 60 second online application form. You will usually receive a decision within 30 seconds. - Documentation
If your application is approved, sign your electronic documentation, then sit back and wait for your furniture to be delivered.
Representative example - Interest Free Credit
| Order total | £699.00 |
| Deposit to pay (10%) | £69.90 |
| Loan amount | £629.10 |
| Customer admin fee | £0.00 |
| Term | 12 |
| Monthly payment | £52.42 |
| APR | 0% |
| Total amount payable | £699.00 |
If your finance application is declined we can still help. Either contact our expert team on 0115 930 5772 or alternatively we will contact you within 48 hours to discuss our alternative lenders. Little Angels Prams Limited trading as Little Angels Prams is not a lender. Credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC.
Customer Eligibility
- Minimum age of 18
- UK resident of more than 12 months
- Own personal bank account from which a direct debit can be taken
- Permanent employment, working minimum 16hrs per week
- Self employed
- Retired person
- On disability allowance
- Registered carer
- Unemplyed & 'house person' (with consent of co-habiting working partner)
Non Eligible
- Unemployed without a spouse/partner in full time employment
- Temporary positions or agency workers
- Unregistered childminders
- Foster carers without a spouse in full time employment
- Full time students (other than trainee nurses/doctors)
- Supply teacher without permanent contract to specific school
- Purchases of goods and/or services for business use